Close Finance offer a range of flexible personal and business loans to individuals and businesses in the Channel Islands. We’ve been providing Jersey and Guernsey with friendly, prompt, and professional services for over 50 years.

At Close Finance, we promise to:

  1. Give honest and straightforward help
  2. Always assess your circumstances to calculate what you can comfortably afford at the time of taking out a loan
  3. Make business and personal loan decisions quickly and efficiently
  4. Provide you with a professional and friendly financial service
  5. Deliver clear solutions
  6. Offer all our Channel Islands loan customers free and confidential consultations
  7. Be a business you can trust

Our customer charter

We understand that individuals and businesses want stability and reliability. As a market leader for personal and business loans in Jersey and Guernsey, we’re committed to responsible lending.

Our people

The success of our business relies on the quality of our people. Our team of specialists have a wealth of experience in finance and lending, which ensures we continue to deliver the high standards of service.

Jersey

Kevin Allen

Kevin Allen

Managing Director

Kevin joined Close Finance in June 2021. He has 40 years banking experience the majority of which in lending roles. He has significant experience in structuring debt funding solutions for clients in the real estate, corporate, trust and fiduciary sector.

Kevin enjoys all sports but is now more of a spectator than participant. He’s a life long West Ham fan and a season ticket holder at the London Stadium.

Stuart Stables

Stuart Stables

Operations and Risk Director

Stuart has a wealth of experience in the finance industry as well as various other areas of the local business community having lived in Jersey for almost 20 years. He has a passion for ensuring that Close Finance delivers an efficient, high-quality service, tailored to meet the varying needs of our clients and business partners in the Channel Islands. He is also keen for our team members to continually feel valued and proud to work for our organisation.

Graeme Hebenton

Graeme Hebenton

Head of Commercial Lending

Graeme joined Close Finance, as part of the Jersey office, in 2023. He has over 40 years of experience in finance in the UK and Jersey, working in the banking sector. He has worked with many small and medium sized businesses, providing relationship management support and debt funding solutions. Graeme is integral in enabling us to support trading businesses in the Channel Islands with their asset finance and business funding needs.

Graeme is a keen golfer and enjoys travelling.

Cleone Steadman

Cleone Steadman

Head of Personal Lending

Cleone is responsible for the Jersey sales team. She works hard to bring new business to the company and manages our existing client base with strong interpersonal relationships. She always has our customers’ interests at heart and consistently goes above and beyond. Cleone always has her finger on the pulse, identifying new opportunities in the market to strengthen our offering to clients on the island.

Cleone is an avid traveller, having seen 22 countries around the world and lived in five!

Marie Booth

Marie Booth

Client Relationship Manager

Marie has been with us since 2016. She works in our Jersey direct sales team, liaising closely with clients. From debt consolidation to home improvements, holidays to car finance, there isn’t anything Marie can’t support with.

Marie is a happy, bubbly, outgoing person. She loves to socialise and have fun with family and friends. She also enjoys spending time with her two dogs, Barney and Bobby.

Sharon Tumelty

Sharon Tumelty

Assistant Sales Executive

Sharon works within our Motor Finance team. She assists all motor dealers and brokers with applications. She also provides support to the sales and customer support team. Sharon has a wealth of knowledge when it comes to finance and lending, having been with Close Finance for 13 years.

Sharon has done some amazing things in her spare time, but the two most memorable include flying a plane and swimming with sharks!

Jackie Knight

Jackie Knight

Team Leader for Underwriting and Customer Support

Jackie is responsible for underwriting most of the loan applications we receive. She also manages the Customer Support Team and its daily workload, keeping everyone on track. Jackie is also our office mental health first aider. She’s brilliantly supportive and is always on hand to answer any questions the team may have around health and wellbeing.

Outside of the office, Jackie is certified hypnotherapist.

Sophie Morin

Sophie Morin

Underwriter and Customer Support Administrator

Sophie has been with our Jersey team for five years, joining us in July 2018. She works as Customer Support Administrator. Daily, Sophie is working closely with dealers and brokers to process any loan applications we receive. She’s a helping hand to all our clients across personal, business and motor loans.

Sophie is the youngest team member in the Jersey office, but with her fantastic level of expertise you wouldn’t know it!

Andrew Ward

Andrew Ward

Customer Support Administrator

Andy has been with Close Finance for over 10 years and currently works in Sales Support processing personal loans and hire purchase agreements. This entails working closely with our dealer and broker partners and Andy always seeks to deliver the best possible service for our customers.

Taylor Chateau

Taylor Château

Customer Support Administrator

Taylor works in the Customer Support Team as an Administrator and spends her day working alongside our dealers and brokers to process applications across our personal, business and motor lending aspects of the business. She has a wealth of experience in customer services and strives to provide the best service and experience for our clients.

Taylor is a keen entertainer outside of the office singing for local band Inside Job and performing in amateur dramatic shows. She is also a huge adrenaline junkie having completed a skydive in Jersey and the Guinness World Record SkyJump in Las Vegas!

Emilie Bresset

Emilie Bresset

Customer Support Administrator

Emilie recently joined Close Finance as Customer Support Administrator after completing her degree in Bioveterinary Science at the University of Chester. Close Finance has helped her stay academically challenged and develop new skills. She is ready to excel and grow within the company and is excited for the future in store.

Ricardo Marques

Ricardo Marques

Operational Monitoring Support Officer

Ricardo, or Ricky as he's known amongst friends, makes sure we’re all doing things correctly! He’s a crucial part of our operational risk and compliance team. Ricky monitors and mitigates any business risk, ensuring that the team is aware of and following all procedures and policies.

Ricky says there are no fun facts about him, but we know that’s not true. For example, Ricky can speak five languages fluently and is currently learning another!

Sarah Falla

Sarah Falla

Front of House

As our Front of House, Sarah looks after all our lovely customers. She’s the first person our clients deal with as they walk through our Jersey office doors. She meets and greets everyone with a warm and friendly smile, making sure their journey with us is smooth from beginning to end. Anything you need, Sarah’s there to help.

In a previous profession, Sarah had the honour of cutting the Prime Minister of Australia’s hair!

Guernsey

Kevin Harris

Kevin Harris

Director and Head of Guernsey

Kevin opened our Guernsey branch in 2006 and has managed it ever since. He works closely with the team to provide exceptional service to all our existing and potential new clients, along with ensuring we operate with professionalism, integrity and within all local regulations.

Kevin once wore a dressing gown to work when he misheard that the team were having a dress down day for charity.

Robbie Clayton

Robbie Clayton

Branch Manager, Guernsey

Robbie has worked within the Close Finance group for eight years, starting within the UK team. In late 2022, Robbie joined our Guernsey branch as Branch Manager. Robbie leads the Guernsey team, ensuring that we remain compliant with the current legislation as well as maintaining the reputation of the business.

Before entering the world of finance, Robbie was a qualified childcare practitioner. He worked as a children’s holiday rep in Majorca for a season.

Justin Hagger

Justin Hagger

Client Relationship Manager

Having spent 17 years in the motor trade in various Customer service positions Justin knows good customer service and strives to provide this for our many Business introducers and brokers.

Letitia Piercy

Letitia Piercy

Customer Relationship Officer

As Customer Relationship Officer, Letitia’s role is to assist with direct clients, guaranteeing they receive best-in-class service. She provides them with clear information about the products we offer, while making sure their borrowing needs are fulfilled.

Letitia has a brilliant claim to fame. She was once on Blue Peter, as part of the Guernsey Majorettes!

Lucy Hockey

Lucy Hockey

Customer Support Administrator

Lucy has recently joined the Close Finance team in Guernsey after completing her degree in business management at the University of Brighton. She is eager to learn and is looking forward to getting stuck into her role.

Lucy greets everyone with a big smile and enjoys helping others.

Megan Winters

Megan Winter

Customer Support Administrator

Megan joined the Close Finance team after nine years working in customer service positions in Guernsey. She is looking forward to utilising her skills to assist our customers.

Megan is a caring member of the team who loves to socialise and have fun with family and friends.