Our Complaints Handling Procedure
Close Finance is a registered business name of Close Finance (Cl) Limited, which is a subsidiary of Close Brothers Plc and is committed to providing the highest levels of service to our customers. Should you feel in any way dissatisfied with the service you have received from us, we will endeavour to resolve the matter promptly, fairly and efficiently.
The following information summarises the steps we will take in the event that you have a complaint.
If you have a complaint
Close Finance (Cl) Limited takes all complaints seriously. If you are unhappy with the service you have received,
please contact any member of staff and we will endeavour to resolve the matter straight away. Please contact us in Jersey on (01534) 737341 or Guernsey on (01481) 740240.
Alternatively, if you want to write to us, please send your complaint to:
Close Finance (CI) Limited,
DN4 5EZ. England.
If we can’t resolve the matter straight away
Some complaints do take a little time to resolve, particularly where we have to liaise with third party suppliers. If we can’t resolve your complaint by the end of the third business day following receipt of your complaint, we will write to you and acknowledge your complaint within 5 working days of receiving it and confirm who will be dealing with the matter for you.
Within 8 weeks
Once an investigation into your complaint has been completed, we will write to you with our findings and any proposed resolution. Our intended maximum response time for our Final Response is 8 weeks; this is in line with the expectations of the Channel Islands Financial Ombudsman.
In the event that we have been unable to complete our investigation and fully respond to you within 8 weeks, we will provide you with an update at that time and inform you when we expect to be able to send you our Final Response.
Clearly we would prefer to resolve any concern you raise with us directly. However, following the issue of our Final Response, or the expiry of the 8 weeks, you maybe entitled to refer the matter to the Channel Islands Financial Ombudsman, you will have six months from the date of our Final Response letter in which to do so.
The Channel Islands Financial Ombudsman provides a free consumer complaint referral process and they can be contacted at:
Channel Islands Financial Ombudsman (CIFO)
PO Box 114 Jersey
Channel Islands, JE4 9QG
By email to firstname.lastname@example.org, or by
As we are a regulated business in Guernsey, for customers located in Guernsey where we receive a ‘significant complaint’* or any complaint remains unresolved for longer than three months, we are under an obligation to inform the Guernsey Financial Services Commission and will do so.
Following our complaints process does not affect your right to seek independent legal advice.
*’significant complaint’ means a complaint alleging a breach of the Law, bad faith, malpractice, impropriety, or repetition or recurrence of a matter previously complained of, whether significant or otherwise.