How will you decide if I’d be accepted for finance?

Alongside the checks with UK credit reference agencies (typically Experian) and seeking credit data information from Integricheck or Channel Islands Data Services (CIDS) in the Channel Islands, we review a range of information about your ability to repay your loan, the vehicle you’re looking to buy (where appropriate) and other information about your individual circumstances to make a decision regarding your finance application.

We do not rely solely on computers to make decisions. We take into consideration individual circumstances in making a decision.